Rapt Money was founded by someone who started in finance at one of Australia’s big four banks. With a background in customer service and a passion for cars, we set out to build something better. Too many Aussies were being overcharged or left in the dark.
We wanted to fix that.
After years of working within rigid systems, we saw how traditional lenders often left people confused, delayed, or denied. We knew there had to be a better way—something faster, clearer, and more focused on real outcomes for everyday Australians.
We’ve removed the stress, paperwork, and waiting from the car loan process. With our online platform, you can compare real loan options in minutes. The form is quick. The experience is straightforward. The offers are real. No hidden fees. No pressure.
Our process is designed around you. Whether you’re buying your first car, refinancing, or upgrading to something better, we make it easy to see what you qualify for and what your repayments might look like. We believe that transparency and speed should come standard.
Everything starts with our smart webform. You enter a few key details—your name, mobile, and email—and the platform gets to work. Behind the scenes, our AI technology matches you with loan options that fit your profile. No waiting around. No guesswork.
In our first year, we settled over 100 car loans and launched an AI platform to match people with the right lenders faster. We expanded our team and focused on building a service that puts people first.
Each loan we settle is a real person who gets to drive away in the car they wanted—without the stress they expected. We’ve helped people with all types of credit scores, job situations, and car goals. And we’ve done it by keeping things simple and honest.
Our webform, live since January 2025, unlocks real offers based on your details—without impacting your credit score. It’s quick. It’s accurate. And it works.
We’re just getting started. Our goal is to become the number one choice for car loans in Australia.
To help make that happen, we’re not just online—we’re in the community. We’ve invested in a show car and will be exhibiting at MotorEx 2025 in Melbourne. It’s our way of connecting with car lovers, sharing what we do, and celebrating the passion that drives this industry.
We believe in fair loans, fast answers, and great service. And most of all, we’re proud of our customers—thousands of Australians who trusted us to help them get on the road.
If you’re ready to find your best loan options without the hassle, we’re ready to help you take the next step.
