Loans To be Rapt with From 5.94% Within 24 Hours
Fast, Simple, and Transparent Finance
Fast, Easy, and Hassle-Free Approvals
Getting a car loan shouldn’t be complicated. At Rapt Money, we make car finance fast, easy, and stress-free. Whether you’re buying your first car, upgrading your ride, or financing a work vehicle, we help you secure the right loan without the delays, hidden fees, or mountains of paperwork.
With access to a wide range of lenders and loan products, we compare your options and find the best deal to suit your financial situation. Our process is designed to be quick and hassle-free, giving you clarity and confidence when financing your next vehicle.
Your Journey Starts Here
Unlock Your Loan Options in Seconds
Get Preapproved
Car Finance Without the Hassle
Why wait days or weeks for approval when you can unlock your finance options instantly? Rapt Money gives you real loan solutions in seconds—without the stress of traditional lenders.
Our Process is Simple:
No unnecessary paperwork
No back and forth with banks
No hidden fees or nasty surprises
No wasted time
Just fast, transparent car finance that puts you in the driver’s seat.
Fast & Easy Approvals
You don’t have time to wait around for a bank’s approval process. We give you access to real loan options in seconds so you can move forward without delays.
No Hidden Fees
What you see is what you get. We believe in upfront, transparent pricing so you’re never hit with unexpected costs.
Competitive Rates
We compare multiple lenders to find the most competitive rate for your situation, helping you save money in the long run.
Low-Doc Loan Options
Self-employed? No problem. We offer finance solutions with minimal paperwork and no need for full financials or tax returns.
LMCT+ Member Benefits
If you’re an LMCT+ member, you’ll receive a $500 credit to use with partner businesses when you settle your loan with us. It’s just another way we add value to your finance journey.
How it Works
Start in 60 Seconds
Fill out our quick online form—no credit impact, no paperwork, no hassle.
Get Instant Matches
We scan 40+ lenders to find your best loan options in real time.
See Your Approval Odds
Know which lenders are likely to approve you—before you apply.
Lock in the Right Deal
Your dedicated broker negotiates for you, securing the best rate possible.
Get Approved, Fast
We handle all the paperwork and work with the lender to get you approved quickly.
Drive Away Sooner
Once approved, your funds are released fast—so you can get your car and hit the road.
About Us
Making car finance easier for everyday Australians.
Rapt Money was founded by someone who started in finance at one of Australia’s big four banks. With a background in customer service and a passion for cars, we set out to build something better. Too many Aussies were being overcharged or left in the dark.
We wanted to fix that.
After years of working within rigid systems, we saw how traditional lenders often left people confused, delayed, or denied. We knew there had to be a better way—something faster, clearer, and more focused on real outcomes for everyday Australians.
We’ve removed the stress, paperwork, and waiting from the car loan process. With our online platform, you can compare real loan options in minutes. The form is quick. The experience is straightforward. The offers are real. No hidden fees. No pressure.
Our process is designed around you. Whether you’re buying your first car, refinancing, or upgrading to something better, we make it easy to see what you qualify for and what your repayments might look like. We believe that transparency and speed should come standard.
Everything starts with our smart webform. You enter a few key details—your name, mobile, and email—and the platform gets to work. Behind the scenes, our AI technology matches you with loan options that fit your profile. No waiting around. No guesswork.
In our first year, we settled over 100 car loans and launched an AI platform to match people with the right lenders faster. We expanded our team and focused on building a service that puts people first.
Each loan we settle is a real person who gets to drive away in the car they wanted—without the stress they expected. We’ve helped people with all types of credit scores, job situations, and car goals. And we’ve done it by keeping things simple and honest.
Our webform, live since January 2025, unlocks real offers based on your details—without impacting your credit score. It’s quick. It’s accurate. And it works.
We’re just getting started. Our goal is to become the number one choice for car loans in Australia.
To help make that happen, we’re not just online—we’re in the community. We’ve invested in a show car and will be exhibiting at MotorEx 2025 in Melbourne. It’s our way of connecting with car lovers, sharing what we do, and celebrating the passion that drives this industry.
We believe in fair loans, fast answers, and great service. And most of all, we’re proud of our customers—thousands of Australians who trusted us to help them get on the road.
If you’re ready to find your best loan options without the hassle, we’re ready to help you take the next step.
Zane Kellahan
Director & senior finance broker
Will Petersen
Director & Head of
marketing
Grady Margetts
finance broker & Head of media
Emme Muggleton
finance broker & Office manager
Prefer to Speak With Someone?
Skip the webform and book a quick call instead.
If you’d rather run through your options over the phone, we’ve got you covered.
One of our team members will walk you through everything, answer your questions, and help you move forward
No stress, no pressure.
Most approvals happen quickly, and you can unlock your finance options in seconds through our website.
No, checking your finance options with us won’t impact your credit score.
No, all fees are clearly outlined upfront so there are no surprises.
Yes, we offer low-doc loans for ABN holders, meaning minimal paperwork and no tax returns required.
We can help finance cars, utes, vans, and even motorbikes, whether new or used.